Speaking Test Part 1

1. Is money important to you?

Sure, money is important. You need it to pay for your basic needs like food, accommodation and healthcare. But, it’s also nice to have money to buy luxuries like eating out, travel and nice clothes.

2. What do people in your country save money for?

In my country, people save money for a variety of reasons, such as buying a home, paying for education, and preparing for retirement. They also save up for big purchases such as televisions, computers and even cars.

3. Are you good at saving money?

I try to be good at saving money by setting aside a portion of my income each month and avoiding unnecessary expenses. However, it's not always easy to stick to a budget and from time to time I blow money on an expensive night out or some expensive luxuries I don’t need.

4. Would you like to become rich in the future?

Sure, sometimes when money is tight I wish I was more wealthy. Being rich allows you to both provide for your family and blow lots of money on expensive holidays, designer clothes and things like that. It would be nice, of course!

5. Is it ok to lend money to friends and family members?

Yes, it's okay to lend money to friends and family members, but it's important to have a clear conversation about when you expect to be paid back.

6. Have you ever borrowed money?

Yes, I took out a loan to buy a car several years ago but I’ve already paid it off. Most people I know have a mortgage, but I’ve always rented so I don’t have one.

7. Is it good to give money to charity?

Yes, it is good to give money to charity, but you have to be very careful about which charity you choose as there are many scams. I want to make sure that money goes to the people that need it and isn’t wasted.